Personal Loan
Get up to $100,000 with a low, fixed rate loan
No fees. Fast funding. Rates as low as 2.49% APR with AutoPay.
Loan Details
Why Choose LightStream?
We're committed to providing you with the best personal loan experience possible.
No Fees
No origination fees, prepayment penalties, or late fees. Ever.
Fast Funding
Get your funds as soon as the same day you're approved.
Low Rates
Competitive rates starting as low as 2.49% APR with AutoPay.
Loans funded since 2012
Customers served
Customer satisfaction rating
What Our Customers Say
"LightStream made the loan process incredibly easy and fast. I got approved quickly and received my funds the same day!"
"LightStream made the loan process incredibly easy and fast. I got approved quickly and received my funds the same day!"
"LightStream made the loan process incredibly easy and fast. I got approved quickly and received my funds the same day!"
Manage Your Loan On The Go
Download our mobile app to check your balance, make payments, and manage your account anytime, anywhere.
WELCOME
We're the largest responsible personal loan company in the United States
A trusted lender for more than 20 years. Fixed rates and fixed payments. Personalized services. We believe in treating our customers with respect and providing transparent, fair lending practices.